Banking That Moves at the Speed of Business

 

Propel your business forward with commercial banking strategies built for agility, insight, and execution. Watermark combines local decision-making with sophisticated financial expertise to help business leaders seize opportunity and navigate complexity with confidence.


Commercial Lending

Access to capital should adapt to the needs of your business. At Watermark, we take an entrepreneurial approach to lending—structuring tailored credit strategies with clarity, responsiveness, and precision. Whether you are financing equipment, expanding operations, or pursuing an acquisition, our team delivers solutions designed to move at the speed of your vision.

Our Solutions:

  • Working Capital Lines of Credit

  • Term Loans

  • Equipment Financing

  • Owner Occupied Real Estate Loans

  • Acquisition Financing

Real Estate

We support builders, developers, and investors with flexible credit solutions and deep market expertise tailored to the evolving needs of commercial real estate owners. From corporate headquarters to residential developments, our structured financing is delivered with speed, insight, and a clear understanding of both local dynamics and broader market opportunities. 

Our Solutions

  • Permanent and Bridge Financing

  • Construction and Development Financing

  • Fixed and Floating Rate Options

  • Recourse and Non-Recourse Options

  • Interest Rate Swaps









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Specialty Finance

Watermark delivers non-traditional lending solutions built around you. We specialize in customized credit strategies for complex and capital-intensive needs, with a track record across high-growth sectors. Our approach is defined by flexibility, informed by experience, and guided by your unique objectives—providing more than financing, but a true strategic partnership. 

Industries Served

  • Aircraft and Aviation

  • Healthcare

  • Franchise (QSR)

  • Private Equity and Sponsor Finance

  • Energy and Natural Resources

Our Specialty Solutions

  • Unsecured Lending

  • Capital Call Lines of Credit

  • Debt and Dividend Recapitalizations

  • Complex Credit Structures

  • Letter of Credit

  • Acquisition Financing





Secure Depository Solutions 


Liquidity should be productive. Our depository solutions strengthen operations, preserve flexibility, and position your business to pursue strategic opportunities and navigate financial cycles.

Our Solutions

  • Business Checking

  • Commercial Checking

  • Business Savings

  • Business Money Market Accounts

  • Certificates of Deposit

  • Investment Sweep Accounts

Chad E. Detwiler, President/CEO

Recovering Oklahomans After Disaster

Watermark Bank’s guidance and support were key to helping ROAD secure critical funding. This partnership has made a tangible difference for families still recovering from disaster.









Let's Build Your Commercial Strategy

Partner with our team to structure capital solutions that support growth today and sustained success tomorrow. 

Connect with Our Team