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Watermark Bank

Liquidity Management

Liquidity allows business owners to thrive. Easy access to cash helps fund your investments, pay down debt, and manage daily operations. Your Watermark Advisor will spend time getting to know your business and recommend strategic, customized solutions that provide flexibility, greater efficiency and competitive returns.

Make Your Working Capital Work Harder

Earn greater returns on funds allocated for future growth opportunities and managing downturns.
  • Business Savings and Money Market Accounts: Benefit from higher returns without sacrificing immediate access to your funds.
  • Certificates of Deposit: Watermark’s variety of terms allow you to maximize interest yields while minimizing risk.  

Manage cash and liquidity to fund working capital, secure higher returns, and reduce debt.
  • Zero Balance Sweep Accounts: Consolidates excess and deficit cash balance accounts to achieve efficiency in funding costs and better control cash collection, distribution, and investment.
  • Loan Sweep: Transfers funds between your business operating account and line of credit to minimize interest, reduce potential overdraft, and maximize use of funds.
  • Insured Cash Sweep: Moves excess operating cash to boost earning potential while still maintaining daily liquidity needs and FDIC insurance.