Career Opportunities

Senior Credit Analyst

Watermark Bank is seeking a Senior Credit Analyst to support complex credit underwriting, financial statement analysis, and risk assessments across a diverse commercial portfolio. This role plays a key part in delivering high‑impact credit recommendations while ensuring alignment with internal policies and regulatory standards.

The Senior Credit Analyst works closely with relationship managers and credit leadership to support thoughtful, well‑documented credit decisions consistent with Watermark Bank’s disciplined, relationship‑focused approach to banking. 

Qualifications

• At least five years of commercial credit analysis experience
• Strong understanding of financial statements, cash flow analysis, and commercial lending structures
• Ability to exercise sound judgment and communicate credit risk clearly and concisely
• Experience working within established credit policies and regulatory guidelines

• Bachelor’s degree in finance, accounting, or a related field preferred

Watermark Bank is seeking a Loan Servicing Specialist to support the day‑to‑day execution and ongoing maintenance of commercial loans within the Loan Operations function. This role plays an important part in ensuring loans are accurately processed, documented, and serviced throughout their lifecycle, supporting both client experience and internal efficiency.

The Loan Servicing Specialist works closely with relationship managers, loan officers, and operations leadership to support timely funding, accurate recordkeeping, and responsive servicing, consistent with Watermark Bank’s disciplined, relationship‑focused approach to banking.

Key Responsibilities

• Process new, renewed, extended, and modified loans within the Bank’s core system
• Review loan files post‑closing to ensure proper documentation, approvals, and accuracy
• Fund loans and process related fees and general ledger entries
• Maintain loan documentation and records within internal systems
• Support daily loan servicing requests from clients and front‑line personnel
• Process loan advances, outgoing wires, and ACH/AFT setup
• Research payment history and loan activity as needed
• Review construction inspections and borrowing base reports and update systems accordingly
• Support reporting, collateral tracking, and audit requests
• Perform related Loan Operations duties as needed for cross‑training and team support

Qualifications

• Minimum of two years of banking, loan operations, or related administrative experience
• Strong attention to detail with the ability to manage multiple tasks in a fast‑paced environment
• Professional communication skills and a service‑oriented mindset
• Ability to work effectively within established processes while exercising sound judgment

Eligible employees may receive:

• Competitive compensation commensurate with experience
• Paid time off and bank holidays
• 401(k) plan with employer matching
• Comprehensive health, dental, and vision insurance options
• Flexible spending and health savings account options
• Company paid life insurance and short and long-term disability coverage
• Collaborative, relationship-driven environment
• Opportunities to participate in Bank-supported community initiatives

Benefits are subject to eligibility requirements and may be modified or discontinued at any time.

Equal Opportunity & Accommodations

Watermark Bank is an Equal Opportunity Employer. We are committed to providing a workplace free from discrimination and to making employment decisions based on qualifications, performance, and business needs, including providing reasonable accommodations to qualified individuals with disabilities in accordance with applicable law.